How SAM charges

Beta terms, version 2026-10-beta-2

Two plans

Free. Register on the website and start; no card needed. 40 tasks a month, resetting on the 1st. When SAM pays for something on your behalf, a 2% SAM fee is added and shown on the approval card before you say yes.

Member, $29 a month. Unlimited tasks within fair use, and no SAM fee on purchases. Billed to the card you add. Cancel any time by telling SAM; your membership ends at the close of the period you've paid for, and you're not charged again. After that you're back on the free plan.

Purchases you approve

SAM never buys or books anything without an explicit yes from you in chat. Before you answer, SAM shows you the merchant, what you're buying, the exact total and any fee. If you don't answer within 15 minutes, the answer is no.

When you say yes, SAM places a hold on your card for that amount. SAM then pays the merchant with SAM's own card. Once the merchant confirms, SAM charges your card for the amount paid plus any fee shown, which is never more than the hold. If the purchase fails or is cancelled before payment, the hold is released and you are not charged.

During the beta, paying with SAM's card may not be switched on yet. Until it is, SAM takes a purchase to checkout and sends you the link to pay yourself, and nothing is charged by SAM.

What SAM won't pay for

Flights, hotels and car hire. For those, SAM finds the option and sends you the link to book yourself. SAM may also decline any purchase above its daily limit.

Your card

Your card is stored by Stripe, our payment processor. SAM's chat and AI never see your card number, and merchants never receive it. Charges appear on your statement from SME Market Technologies Limited.

Problems

If a charge looks wrong, tell SAM in chat. Every approval, hold and charge is recorded and can be traced to the yes it came from.

These are beta terms and may change; you'll be asked to agree again before any change applies to you.